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<?xml-stylesheet type="text/xsl" href="http://www.dcredlinehomes.com/utility/FeedStylesheets/rss.xsl" media="screen"?><rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" xmlns:wfw="http://wellformedweb.org/CommentAPI/"><channel><title>Mary Lowry Smith</title><link>http://www.dcredlinehomes.com/blogs/mary_lowry_smith/default.aspx</link><description /><dc:language>en</dc:language><generator>CommunityServer 2.1 SP1 (Debug Build: 61019.2)</generator><item><title>Coldwell Banker Market Watch - May 2012 (April 2012 sales data)</title><link>http://www.dcredlinehomes.com/blogs/mary_lowry_smith/archive/2012/05/14/coldwell-banker-market-watch-may-2012-april-2012-sales-data.aspx</link><pubDate>Mon, 14 May 2012 21:39:00 GMT</pubDate><guid isPermaLink="false">21e64641-170f-4391-95f9-d673887f2843:1315539</guid><dc:creator>Mary Lowry Smith</dc:creator><slash:comments>0</slash:comments><comments>http://www.dcredlinehomes.com/blogs/mary_lowry_smith/comments/1315539.aspx</comments><wfw:commentRss>http://www.dcredlinehomes.com/blogs/mary_lowry_smith/commentrss.aspx?PostID=1315539</wfw:commentRss><description>&lt;p&gt;Wow! Median Sold prices up, and inventories down in five jurisdictions. &lt;/p&gt;&lt;p&gt;&lt;span class="Apple-style-span" style="font-family:verdana, arial;font-size:11px;"&gt;&lt;a href="http://campaign.r20.constantcontact.com/render?llr=vmdhzucab&amp;amp;v=001fTNlOr47SjtVZWYBgjidvPDOkTQifOm9pkc-y2xPYBYSgs-pDbMGNkHbCsFd0s7YDDhrMeCml-9uoKnxdOOUezFAKbOOQVzKyHYnnZde_ISZGpxF5Yu0mHe26U7exMpIjFJkVv5ZEaZP_H2qNy1w56-lye0kEdj2uiHUNjnSw9D186p5_3GE5UH5NiyiNsDfN6VGn-O0eOQSMHWaPy7z9TacW6y4XZ4qzcdg9oZU-20Xr54QDOtafJizz66ht-ncB-ubnbZL6Z-ikWJZom0xIdzKpHQDcPU7bGtN9qgU1F_JGzbB5XVOy6CuvKPoaZd030asbdx45ara4bWNpJIAYT_vxu5xNo0pgUt0tbGWr8piwZGl3GJCVIg1wpS2odk1f4oQ3PLg-4jI3VeCKrx6YQ%3D%3D&amp;amp;id=preview" target="_blank"&gt;Click here&lt;/a&gt;&amp;nbsp;to read more&lt;/span&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;img src="http://www.dcredlinehomes.com/aggbug.aspx?PostID=1315539" width="1" height="1"&gt;</description><category domain="http://www.dcredlinehomes.com/blogs/mary_lowry_smith/archive/tags/Market+Conditions/default.aspx">Market Conditions</category></item><item><title>Coldwell Banker&#39;s Energy Smart Newsletter - April 2012</title><link>http://www.dcredlinehomes.com/blogs/mary_lowry_smith/archive/2012/04/20/coldwell-banker-s-energy-smart-newsletter-april-2012.aspx</link><pubDate>Fri, 20 Apr 2012 15:30:00 GMT</pubDate><guid isPermaLink="false">21e64641-170f-4391-95f9-d673887f2843:1297977</guid><dc:creator>Mary Lowry Smith</dc:creator><slash:comments>0</slash:comments><comments>http://www.dcredlinehomes.com/blogs/mary_lowry_smith/comments/1297977.aspx</comments><wfw:commentRss>http://www.dcredlinehomes.com/blogs/mary_lowry_smith/commentrss.aspx?PostID=1297977</wfw:commentRss><description>&lt;p&gt;Check out ways you can go green this month. &amp;nbsp;&amp;nbsp;To read the April edition,&amp;nbsp;&lt;span class="Apple-style-span" style="font-family:verdana, arial;font-size:11px;"&gt;&lt;a href="http://campaign.r20.constantcontact.com/render?llr=vmdhzucab&amp;amp;v=001mw_CX3BXxznZvl6YDW2tI-tpEWGI3SCCkM9xJZ_nrXSyPClckdqRQpOmCJIhwcep7eyN88TGrzJ15S3hxCRe1w6f0PO_NjW4xkI5lan1iMB6-b7xwB1esV6glxmRqsXI8_VzDP00Cfawdd7JybS337kXPJh3VEp_Gk4-WctDJpdhsFauQSXNti_K14Ht0PWlENZ4MBxhqClDvVxHdLb8HAZutDWMEPZCzRu-4nPzAcWJQ15lFhYIU_nK8Pt8khJxpv2PjaH38ijlvuBl9EZ0YDvQKxLzZjwbhUNlbln4eIGbfabZy3g9J-H1pu_9EvbIH3sjup_3gk8Rq3J45rhbPBnWG7egpWO4e4nRKLhNszY5CObCg7hXc30Fxiu-c2-ZE-7QdyGy7-ZVk21VUiJxzQ%3D%3D&amp;amp;id=preview" style="cursor:default;"&gt;Click Here&lt;/a&gt;&lt;/span&gt;&lt;/p&gt;&lt;img src="http://www.dcredlinehomes.com/aggbug.aspx?PostID=1297977" width="1" height="1"&gt;</description><category domain="http://www.dcredlinehomes.com/blogs/mary_lowry_smith/archive/tags/Community+Information/default.aspx">Community Information</category></item><item><title>Many markets with low inventory and increasing median prices</title><link>http://www.dcredlinehomes.com/blogs/mary_lowry_smith/archive/2012/04/19/many-markets-with-low-inventory-and-increasing-median-prices.aspx</link><pubDate>Thu, 19 Apr 2012 15:42:00 GMT</pubDate><guid isPermaLink="false">21e64641-170f-4391-95f9-d673887f2843:1297250</guid><dc:creator>Mary Lowry Smith</dc:creator><slash:comments>0</slash:comments><comments>http://www.dcredlinehomes.com/blogs/mary_lowry_smith/comments/1297250.aspx</comments><wfw:commentRss>http://www.dcredlinehomes.com/blogs/mary_lowry_smith/commentrss.aspx?PostID=1297250</wfw:commentRss><description>&lt;p&gt;&lt;span class="Apple-style-span" style="font-family:Arial, sans-serif;"&gt;In 146 metros tracked by Realtor.com, the number of for-sale listings was down 21 percent in March compared to a year ago. All but two markets -- Philadelphia and Hartford, Conn. -- saw listing inventory decline, and 78 markets registered declines of 20 percent or more.&lt;/span&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;Click the link to read the entire article: &amp;nbsp;&amp;nbsp;&lt;a href="http://lowes.inman.com/newsletter/2012/04/19/news/185257"&gt;Markets with
low inventory&lt;/a&gt;&lt;/p&gt;&lt;p class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;img src="http://www.dcredlinehomes.com/aggbug.aspx?PostID=1297250" width="1" height="1"&gt;</description><category domain="http://www.dcredlinehomes.com/blogs/mary_lowry_smith/archive/tags/Market+Conditions/default.aspx">Market Conditions</category></item><item><title>Coldwell Banker&#39;s April Market Watch covers March sales in our regional markets</title><link>http://www.dcredlinehomes.com/blogs/mary_lowry_smith/archive/2012/04/11/coldwell-banker-s-april-market-watch-covers-march-sales-in-our-regional-markets.aspx</link><pubDate>Wed, 11 Apr 2012 20:56:00 GMT</pubDate><guid isPermaLink="false">21e64641-170f-4391-95f9-d673887f2843:1291778</guid><dc:creator>Mary Lowry Smith</dc:creator><slash:comments>0</slash:comments><comments>http://www.dcredlinehomes.com/blogs/mary_lowry_smith/comments/1291778.aspx</comments><wfw:commentRss>http://www.dcredlinehomes.com/blogs/mary_lowry_smith/commentrss.aspx?PostID=1291778</wfw:commentRss><description>&lt;p&gt;Here&amp;#39;s a great way to compare several different markets in our region:&lt;/p&gt;&lt;p&gt;&lt;span class="Apple-style-span" style="font-family:verdana, arial;font-size:11px;"&gt;&lt;a href="http://campaign.r20.constantcontact.com/render?llr=vmdhzucab&amp;amp;v=0014VpJP4e0eJTz4xzgDM6CTUMz8C_P4wNURVohHdhEjSbNNogWbDslSYDYYBmmBh2Ki2bU-aELs5_9r6rf4Nv5KcfoSkS2YPmgoI7RRKlWGqcXVbtPgS069lRA-McRN2AlQh_uuTIqPFnATWvFwVSiXbOpytNDpLWqaqMihUgDBfarczk4URzxnYQGtDAPbvc_Pm50jbcWXhk5SQTNqYnF6MNPYSvjK0r0xoT10y8kEJaftwMLoB6CXoXLlbsrw581BYaAyY4Ng8dqtjVslBAiQTyQkGLkcLYPEGbdfZCQzbu4d5YiWqkVGKGcq_fITDLWRCpEE6m_tlymARpQGu5S6pKmkoFN0taSBfM5UlrEsG-T8kxQB1f1tNXfZJb9XGEWQx35DgMSdgUFBGDP9i_6Hg%3D%3D&amp;amp;id=preview" target="_blank"&gt;Click here&lt;/a&gt;&amp;nbsp; to read April&amp;#39;s Market Watch&lt;/span&gt;&amp;nbsp;&lt;/p&gt;&lt;img src="http://www.dcredlinehomes.com/aggbug.aspx?PostID=1291778" width="1" height="1"&gt;</description><category domain="http://www.dcredlinehomes.com/blogs/mary_lowry_smith/archive/tags/Market+Conditions/default.aspx">Market Conditions</category></item><item><title>Coldwell Banker February Market Watch covering January sales in regional markets</title><link>http://www.dcredlinehomes.com/blogs/mary_lowry_smith/archive/2012/02/11/coldwell-banker-february-market-watch-covering-january-sales-in-regional-markets.aspx</link><pubDate>Sat, 11 Feb 2012 23:21:00 GMT</pubDate><guid isPermaLink="false">21e64641-170f-4391-95f9-d673887f2843:1236839</guid><dc:creator>Mary Lowry Smith</dc:creator><slash:comments>0</slash:comments><comments>http://www.dcredlinehomes.com/blogs/mary_lowry_smith/comments/1236839.aspx</comments><wfw:commentRss>http://www.dcredlinehomes.com/blogs/mary_lowry_smith/commentrss.aspx?PostID=1236839</wfw:commentRss><description>&lt;span class="Apple-style-span" style="font-family:verdana, arial;font-size:11px;"&gt;&lt;a href="http://campaign.r20.constantcontact.com/render?llr=vmdhzucab&amp;amp;v=001Etp3ZLRMl6cbg5DsUtkBMuAcKum7C_yPIluVTr7HHH3LcSFDzOdlbJgwMqslGatXLOGcBPndC-KSHydpTrE2BI6SBj6VbD-Or2FDdwKoZh7BrOKTDxDXhO926dl8fi6ez08qgC_h-OrBS_J8WsRYV0orMt43AYFyUJ6Y9HdY6uPO9FChF4-mHpfrMrmxMrnlo4X9JCKBCZ0LAcIvOPHnMnL0j0Zw73mLJkRTYiQ0J14p8nVavNpD9UwmF4pKXm73XC7zhJQbGCb1Af63UpAWwxUw-HKaDplkL5ABq7eGP6zaic4bl1rczHiTkQVY3t1nx0dJeXZsAtNTKvSVbK06AF4CIbKp4rcAhXHvcGqvOixTjElCjCjkK8xDYkbeBPcsHwXDilBd37kRXMqxk24bNQ%3D%3D&amp;amp;id=preview" target="_blank"&gt;Click here&lt;/a&gt;&amp;nbsp; to read Market Watch&lt;/span&gt;&lt;img src="http://www.dcredlinehomes.com/aggbug.aspx?PostID=1236839" width="1" height="1"&gt;</description><category domain="http://www.dcredlinehomes.com/blogs/mary_lowry_smith/archive/tags/Market+Conditions/default.aspx">Market Conditions</category></item><item><title>Coldwell Banker Market Watch- January 2012</title><link>http://www.dcredlinehomes.com/blogs/mary_lowry_smith/archive/2012/01/15/coldwell-banker-market-watch-january-2012.aspx</link><pubDate>Mon, 16 Jan 2012 00:06:00 GMT</pubDate><guid isPermaLink="false">21e64641-170f-4391-95f9-d673887f2843:1207406</guid><dc:creator>Mary Lowry Smith</dc:creator><slash:comments>0</slash:comments><comments>http://www.dcredlinehomes.com/blogs/mary_lowry_smith/comments/1207406.aspx</comments><wfw:commentRss>http://www.dcredlinehomes.com/blogs/mary_lowry_smith/commentrss.aspx?PostID=1207406</wfw:commentRss><description>&lt;div align="center" style="padding-bottom:10px;background-color:#ffffff;"&gt;&lt;div align="left" style="font-family:verdana, arial;color:#000000;font-size:8pt;"&gt;&lt;font color="#000000" face="verdana,arial" size="1" style="font-family:verdana, arial;color:#000000;font-size:8pt;"&gt;Coldwell Banker Market Watch - January 2012 &lt;a href="http://campaign.r20.constantcontact.com/render?llr=vmdhzucab&amp;amp;v=001rxOp_4aBK0oqNu7yNrznpveeDBw9Z2Y4HfMh8bfgAjkhfT0te9WzN4n6_J7_bxrm48Q4fs_EJT8kkljn5pzpN-pifpKJQnR1IWnCLpzmzymHKNyWyD2RoJedkdvx69UOjyZoXr-Rv_3WW8sZDfxwj_6x29BCxDroEV14o6FHeMb9j8AWkGMqhiaTBAP_pLN8XzZ3XquEiGDINLsemk-ixd0A9XaVwPQ3YPg7f6pOuIr_IyvQOy8EwLAuqyLWL-Olc4pCVUR3K5WPe1g1OFHFD49LWlaiQueLp_cMS5ZTkxOfWUyj-U382i5OSVlzXjEV2UwtZpdBKJUKfdzbzMuBwtgaQ5JoDsmyPekIb6y9jFJihOHlYqolhnQe2V_izSgN7Iy6vXw00j-ntKc51-LJzA%3D%3D&amp;amp;id=preview"&gt;CLICK HERE to read Market Watch&lt;/a&gt;&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;&lt;img src="http://www.dcredlinehomes.com/aggbug.aspx?PostID=1207406" width="1" height="1"&gt;</description><category domain="http://www.dcredlinehomes.com/blogs/mary_lowry_smith/archive/tags/Market+Conditions/default.aspx">Market Conditions</category></item><item><title>How beneficial is a Realtor&#39;s help?</title><link>http://www.dcredlinehomes.com/blogs/mary_lowry_smith/archive/2012/01/15/how-beneficial-is-a-realtor-s-help.aspx</link><pubDate>Sun, 15 Jan 2012 23:49:00 GMT</pubDate><guid isPermaLink="false">21e64641-170f-4391-95f9-d673887f2843:1207397</guid><dc:creator>Mary Lowry Smith</dc:creator><slash:comments>0</slash:comments><comments>http://www.dcredlinehomes.com/blogs/mary_lowry_smith/comments/1207397.aspx</comments><wfw:commentRss>http://www.dcredlinehomes.com/blogs/mary_lowry_smith/commentrss.aspx?PostID=1207397</wfw:commentRss><description>&lt;p&gt;Thre are some good point made in this short videa:&lt;/p&gt;&lt;p&gt;&lt;span style="font-family:Arial;color:navy;font-size:10pt;"&gt;&lt;a href="http://www.mristv.com/2012/01/what-is-the-value-of-a-real-estate-pro/"&gt;http://www.mristv.com/2012/01/what-is-the-value-of-a-real-estate-pro/&lt;/a&gt;&lt;/span&gt;&lt;font size="3"&gt;&lt;font face="Times New Roman"&gt; &lt;/font&gt;&lt;/font&gt;&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;img src="http://www.dcredlinehomes.com/aggbug.aspx?PostID=1207397" width="1" height="1"&gt;</description><category domain="http://www.dcredlinehomes.com/blogs/mary_lowry_smith/archive/tags/Industry/default.aspx">Industry</category><category domain="http://www.dcredlinehomes.com/blogs/mary_lowry_smith/archive/tags/Buyer+Information/default.aspx">Buyer Information</category><category domain="http://www.dcredlinehomes.com/blogs/mary_lowry_smith/archive/tags/Seller+Information/default.aspx">Seller Information</category></item><item><title>10 Home Winterizing Tips</title><link>http://www.dcredlinehomes.com/blogs/mary_lowry_smith/archive/2012/01/10/10-home-winterizing-tips.aspx</link><pubDate>Tue, 10 Jan 2012 16:49:00 GMT</pubDate><guid isPermaLink="false">21e64641-170f-4391-95f9-d673887f2843:1203314</guid><dc:creator>Mary Lowry Smith</dc:creator><slash:comments>0</slash:comments><comments>http://www.dcredlinehomes.com/blogs/mary_lowry_smith/comments/1203314.aspx</comments><wfw:commentRss>http://www.dcredlinehomes.com/blogs/mary_lowry_smith/commentrss.aspx?PostID=1203314</wfw:commentRss><description>&lt;p&gt;Those of us living in the DC Metropolitan area got a reminder yesterday that although our winter has been mild so far, heavier weather is on the way.&amp;nbsp;&amp;nbsp;Here are some good practical tips from an Inman News ariticle I hope you&amp;#39;ll enjoy:&lt;/p&gt;&lt;p&gt;&lt;strong&gt;&lt;span style="font-family:Verdana;"&gt;&lt;a href="http://www.linkedin.com/news?actionBar=&amp;amp;articleID=1024942017&amp;amp;ids=czoPejcQcjANdPwTc3wOcjoRdiMMd3oMcj8Vd3cSejkUejcNdzkRb3sNc38QejgOc34Id30Pc34OdP8MciMPdPgRcjwNcz0N&amp;amp;aag=true&amp;amp;freq=weekly&amp;amp;trk=eml-tod2-b-ttl-2&amp;amp;ut=0ZgfhdmKAehB41" target="_blank"&gt;&lt;font color="#800080"&gt;Click HERE to read the entire article&lt;/font&gt;&lt;/a&gt;&lt;/span&gt;&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;img src="http://www.dcredlinehomes.com/aggbug.aspx?PostID=1203314" width="1" height="1"&gt;</description><category domain="http://www.dcredlinehomes.com/blogs/mary_lowry_smith/archive/tags/Community+Information/default.aspx">Community Information</category></item><item><title>It&#39;s never too early to get ready for Tax Time</title><link>http://www.dcredlinehomes.com/blogs/mary_lowry_smith/archive/2011/11/28/it-s-never-too-early-to-get-ready-for-tax-time.aspx</link><pubDate>Mon, 28 Nov 2011 14:19:00 GMT</pubDate><guid isPermaLink="false">21e64641-170f-4391-95f9-d673887f2843:1169460</guid><dc:creator>Mary Lowry Smith</dc:creator><slash:comments>0</slash:comments><comments>http://www.dcredlinehomes.com/blogs/mary_lowry_smith/comments/1169460.aspx</comments><wfw:commentRss>http://www.dcredlinehomes.com/blogs/mary_lowry_smith/commentrss.aspx?PostID=1169460</wfw:commentRss><description>&lt;p&gt;Here&amp;#39;s a link to an informative article about some tax deductions that will be expiring soon.&amp;nbsp; Don&amp;#39;t miss out!&lt;/p&gt;&lt;p&gt;&lt;a href="http://www.linkedin.com/news?actionBar=&amp;amp;articleID=930777653&amp;amp;ids=0OdPgNdzkTcPAIe38TdjkUcjgVb3gMdP8Oe3wPeiMTcj8TczsPcPAIcPkSdPsTc3cV&amp;amp;aag=true&amp;amp;freq=weekly&amp;amp;trk=eml-tod2-b-ttl-0&amp;amp;ut=3D9g-esWekkR01" target="_blank"&gt;CLICK HERE to read the article&lt;/a&gt;&lt;/p&gt;&lt;img src="http://www.dcredlinehomes.com/aggbug.aspx?PostID=1169460" width="1" height="1"&gt;</description><category domain="http://www.dcredlinehomes.com/blogs/mary_lowry_smith/archive/tags/Finances/default.aspx">Finances</category></item><item><title>Coldwell Banker Market Watch - November 2011</title><link>http://www.dcredlinehomes.com/blogs/mary_lowry_smith/archive/2011/11/16/coldwell-banker-market-watch-november-2011.aspx</link><pubDate>Wed, 16 Nov 2011 15:40:00 GMT</pubDate><guid isPermaLink="false">21e64641-170f-4391-95f9-d673887f2843:1161322</guid><dc:creator>Mary Lowry Smith</dc:creator><slash:comments>0</slash:comments><comments>http://www.dcredlinehomes.com/blogs/mary_lowry_smith/comments/1161322.aspx</comments><wfw:commentRss>http://www.dcredlinehomes.com/blogs/mary_lowry_smith/commentrss.aspx?PostID=1161322</wfw:commentRss><description>&lt;p&gt;Check out several different markets in the Mid-Atlantic region with a click of your mouse.&amp;nbsp; Be sure to scroll down for stats on properties $500K and Under.&lt;/p&gt;&lt;div align="left" style="width:600px;font-family:verdana,arial;color:#000000;font-size:8pt;"&gt;&lt;font color="#000000" face="verdana,arial" size="1" style="font-family:verdana,arial;color:#000000;font-size:8pt;"&gt;Coldwell Banker Market Watch-November 2011 &lt;a href="http://campaign.r20.constantcontact.com/render?llr=vmdhzucab&amp;amp;v=001iXIUy3Vz-XwqRFv2n1-acHcomHfeF5WUc5QxISUNe8V8tEABjbFobVqGPZMF5euQ9KH1syus5iZyEc3hoE9L2SCjMfH7DpCd_9871LEp0x_2_-LurjkWIXULL9my9OkVBAJQfkyx5UFpDKdukYQjG6Ez62ffrEmzANKHEnMrVk0tw8UUTI-bW6d6c2kwwBGGLhdc0-p8Bn45wBzY2LyLgIFT2ChRBDm2SHDuwoA0-VRDYo_gy2tYP-JP1JI5D02dXI_Zr6A0LWvQb8pWw_SIADyTrwBvhzLJfVBhNkeU8baQTApZ7PENVRZvsBm_3xdEpp34ggsZW_XgOZCh2P4k4tfnNfhaB7FaEqBuOJoIAp9EPquGN5H_Fsv2t0iAcpu1p7Kgz8Xqmaa_BOlO9zXPww%3D%3D&amp;amp;id=preview" title="blocked::http://campaign.r20.constantcontact.com/render?llr=vmdhzucab&amp;amp;v=001iXIUy3Vz-XwqRFv2n1-acHcomHfeF5WUc5QxISUNe8V8tEABjbFobVqGPZMF5euQ9KH1syus5iZyEc3hoE9L2SCjMfH7DpCd_9871LEp0x_2_-LurjkWIXULL9my9OkVBAJQfkyx5UFpDKdukYQjG6Ez62ffrEmzANKHEnMrVk0tw8UUTI-bW6d6c2kwwBGGLhdc0-p8Bn45wBzY2LyLgIFT2ChRBDm2SHDuwoA0-VRDYo_gy2tYP-JP1JI5D02dXI_Zr6A0LWvQb8pWw_SIADyTrwBvhzLJfVBhNkeU8baQTApZ7PENVRZvsBm_3xdEpp34ggsZW_XgOZCh2P4k4tfnNfhaB7FaEqBuOJoIAp9EPquGN5H_Fsv2t0iAcpu1p7Kgz8Xqmaa_BOlO9zXPww==&amp;amp;id=preview" target="_blank"&gt;CLICK HERE to view&lt;/a&gt;&lt;/font&gt;&lt;/div&gt;&lt;img src="http://www.dcredlinehomes.com/aggbug.aspx?PostID=1161322" width="1" height="1"&gt;</description><category domain="http://www.dcredlinehomes.com/blogs/mary_lowry_smith/archive/tags/Market+Conditions/default.aspx">Market Conditions</category></item><item><title>Special deals say Thank-you to Veterans</title><link>http://www.dcredlinehomes.com/blogs/mary_lowry_smith/archive/2011/11/07/special-deals-say-thank-you-to-veterans.aspx</link><pubDate>Mon, 07 Nov 2011 16:42:00 GMT</pubDate><guid isPermaLink="false">21e64641-170f-4391-95f9-d673887f2843:1152416</guid><dc:creator>Mary Lowry Smith</dc:creator><slash:comments>0</slash:comments><comments>http://www.dcredlinehomes.com/blogs/mary_lowry_smith/comments/1152416.aspx</comments><wfw:commentRss>http://www.dcredlinehomes.com/blogs/mary_lowry_smith/commentrss.aspx?PostID=1152416</wfw:commentRss><description>&lt;p&gt;Click the link for&amp;nbsp;some of the discounted and free offers for veterans this Veteran&amp;#39;s Day:&lt;/p&gt;&lt;p&gt;&lt;a href="http://themilitarywallet.com/veterans-day-free-meals-and-discounts/" title="blocked::http://themilitarywallet.com/veterans-day-free-meals-and-discounts/" target="_blank"&gt;free meals and discounts&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Pass them along!&amp;nbsp;&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;img src="http://www.dcredlinehomes.com/aggbug.aspx?PostID=1152416" width="1" height="1"&gt;</description><category domain="http://www.dcredlinehomes.com/blogs/mary_lowry_smith/archive/tags/Announcements/default.aspx">Announcements</category></item><item><title>Scary good news for D.C. </title><link>http://www.dcredlinehomes.com/blogs/mary_lowry_smith/archive/2011/10/28/scary-good-news-for-d-c.aspx</link><pubDate>Fri, 28 Oct 2011 16:12:00 GMT</pubDate><guid isPermaLink="false">21e64641-170f-4391-95f9-d673887f2843:1145740</guid><dc:creator>Mary Lowry Smith</dc:creator><slash:comments>0</slash:comments><comments>http://www.dcredlinehomes.com/blogs/mary_lowry_smith/comments/1145740.aspx</comments><wfw:commentRss>http://www.dcredlinehomes.com/blogs/mary_lowry_smith/commentrss.aspx?PostID=1145740</wfw:commentRss><description>&lt;p&gt;&lt;a href="http://www.zillow.com/blog/files/2011/10/Zillow-Halloween-Infographic_2011_BLOG.png"&gt;Zillow 2011 Trick-or-Treat Index&lt;/a&gt;&lt;/p&gt;&lt;img src="http://www.dcredlinehomes.com/aggbug.aspx?PostID=1145740" width="1" height="1"&gt;</description><category domain="http://www.dcredlinehomes.com/blogs/mary_lowry_smith/archive/tags/Community+Information/default.aspx">Community Information</category></item><item><title>Condo owners:  Send a link to the article to your condo board</title><link>http://www.dcredlinehomes.com/blogs/mary_lowry_smith/archive/2011/10/27/condo-owners-send-a-link-to-the-article-to-your-condo-board.aspx</link><pubDate>Thu, 27 Oct 2011 16:29:00 GMT</pubDate><guid isPermaLink="false">21e64641-170f-4391-95f9-d673887f2843:1145125</guid><dc:creator>Mary Lowry Smith</dc:creator><slash:comments>0</slash:comments><comments>http://www.dcredlinehomes.com/blogs/mary_lowry_smith/comments/1145125.aspx</comments><wfw:commentRss>http://www.dcredlinehomes.com/blogs/mary_lowry_smith/commentrss.aspx?PostID=1145125</wfw:commentRss><description>&lt;div&gt;&lt;em&gt;&lt;h1 id="headline"&gt;&lt;a href="http://www.washingtonpost.com/realestate/new-rules-for-fha-financing-hold-pitfalls-for-condominium-officials/2011/10/18/gIQAOifj3L_story.html?wpisrc=emailtoafriend" title="blocked::http://www.washingtonpost.com/realestate/new-rules-for-fha-financing-hold-pitfalls-for-condominium-officials/2011/10/18/gIQAOifj3L_story.html?wpisrc=emailtoafriend"&gt;&lt;font color="#0c4790"&gt;New rules for FHA financing hold pitfalls for condominium officials&lt;/font&gt;&lt;/a&gt; &lt;br /&gt;&lt;/h1&gt;&lt;div id="byline"&gt;&lt;em&gt;By Benny L. Kass &lt;/em&gt;&lt;/div&gt;&lt;/em&gt;&lt;/div&gt;&lt;div&gt;&lt;em&gt;&lt;/em&gt;&lt;/div&gt;&lt;div&gt;&lt;em&gt;Problems sometimes arise when you don&amp;#39;t know what&amp;nbsp;questions to ask.&amp;nbsp;&amp;nbsp;Here are three questions you should ask your condo board:&lt;/em&gt;&lt;/div&gt;&lt;div&gt;&lt;em&gt;&lt;/em&gt;&lt;/div&gt;&lt;div&gt;&lt;em&gt;&lt;strong&gt;1.&amp;nbsp; What percentage of the building&amp;#39;s apartments are currently rented (not owner-occupied)?&lt;/strong&gt;&lt;/em&gt;&lt;/div&gt;&lt;div&gt;&lt;div&gt;&lt;em&gt;If more than 50% of the apartments in the building are rented, any new buyers into the building will need to put 20% down to qualify for financing.&lt;/em&gt;&lt;/div&gt;&lt;div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div&gt;&lt;em&gt;&lt;/em&gt;&lt;/div&gt;&lt;div&gt;&lt;em&gt;&lt;strong&gt;2.&amp;nbsp; What is the average percentage of owners who are 30-days or more late with condo fee payments?&lt;/strong&gt;&lt;/em&gt;&lt;/div&gt;&lt;div&gt;&lt;div&gt;&lt;em&gt;If over 15% of the owners are 30-days or more late with condo fee payments, a buyer&amp;#39;s lender will&amp;nbsp;need to apply for an exception to the requirement in order to get the loan underwritten.&lt;/em&gt;&lt;/div&gt;&lt;div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div&gt;&lt;em&gt;&lt;/em&gt;&lt;/div&gt;&lt;div&gt;&lt;em&gt;&lt;strong&gt;3.&amp;nbsp; Does any one person&amp;nbsp;own more than 10% of the building?&lt;/strong&gt;&lt;/em&gt;&lt;/div&gt;&lt;div&gt;&lt;div&gt;&lt;em&gt;If one person&amp;nbsp;owns 10% of the condominium, that will make financing even more challenging for a buyer than it already is today.&amp;nbsp; &lt;/em&gt;&amp;nbsp;&lt;/div&gt;&lt;em&gt;&lt;/em&gt;&lt;/div&gt;&lt;div&gt;&lt;em&gt;&lt;/em&gt;&lt;/div&gt;&lt;div&gt;&lt;em&gt;When you read Beny Kass&amp;#39; article, you&amp;#39;ll understand how important the&amp;nbsp;answers to these questions are to the financial health of your condominium building.&amp;nbsp; If there&amp;#39;s a problem with any area, it will make it more difficult to sell in the building and could limit sales to cash-only since financed purchases won&amp;#39;t be possible.&amp;nbsp;&amp;nbsp;&lt;/em&gt;&lt;/div&gt;&lt;div&gt;&lt;em&gt;&lt;/em&gt;&lt;/div&gt;&lt;div&gt;&lt;em&gt;Now you know so be sure to ask!&lt;/em&gt;&lt;/div&gt;&lt;div&gt;&lt;em&gt;&lt;/em&gt;&lt;/div&gt;&lt;img src="http://www.dcredlinehomes.com/aggbug.aspx?PostID=1145125" width="1" height="1"&gt;</description><category domain="http://www.dcredlinehomes.com/blogs/mary_lowry_smith/archive/tags/Buyer+Information/default.aspx">Buyer Information</category><category domain="http://www.dcredlinehomes.com/blogs/mary_lowry_smith/archive/tags/Seller+Information/default.aspx">Seller Information</category></item><item><title>Coldwell Banker Market Watch - October 2011</title><link>http://www.dcredlinehomes.com/blogs/mary_lowry_smith/archive/2011/10/12/coldwell-banker-market-watch-october-2011.aspx</link><pubDate>Wed, 12 Oct 2011 19:15:00 GMT</pubDate><guid isPermaLink="false">21e64641-170f-4391-95f9-d673887f2843:1134324</guid><dc:creator>Mary Lowry Smith</dc:creator><slash:comments>0</slash:comments><comments>http://www.dcredlinehomes.com/blogs/mary_lowry_smith/comments/1134324.aspx</comments><wfw:commentRss>http://www.dcredlinehomes.com/blogs/mary_lowry_smith/commentrss.aspx?PostID=1134324</wfw:commentRss><description>&lt;p&gt;Check out the latest Market Watch with my annotations for properties $500,000 and under:&lt;/p&gt;&lt;div align="center" style="padding-bottom:10px;background-color:#ffffff;"&gt;&lt;div align="left" style="font-family:verdana, arial;color:#000000;font-size:8pt;"&gt;&lt;font color="#000000" face="verdana,arial" size="1" style="font-family:verdana, arial;color:#000000;font-size:8pt;"&gt;Market Watch - October 2011 &lt;a href="http://campaign.r20.constantcontact.com/render?llr=vmdhzucab&amp;amp;v=001Jh0o9o-zSlKvJUgEoeRzjZHQOEunEwv-n_iTStEqxre2UZAwRUPZEiYvco7eTqvQMAIwcfKKqYbcAgjwr_6ntxoF7htB1XQUzVvLyGsrR_AaXTTZGQ_NUX8Y4hJW3ZBsBJGX1sQhfyDYL-tquUkggXb1Zh6CuzS8S9uIKiJuihSROK7SSzNJ25efg3oalK91C97ymjM2O-NnuQQ5HatNxLEtTpxVSC8xtV82GivhE5CsTy1rlVcXfaDlden8jhREBlSAe-Y3yIYcD8ac-qSk7En0SI_kCojaE2E9qbn00M8yr-nRnFWTbciMwvY7oILejHoghQjB9QRyroAWgyB65lT7x5zyOeOSDxo2HUrsRF-EbH0FQkVV2JlzNbT4s8W1aMyzYWoWqr-gt3M28cIdiA%3D%3D&amp;amp;id=preview"&gt;Click for Market Watch&lt;/a&gt;&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;img src="http://www.dcredlinehomes.com/aggbug.aspx?PostID=1134324" width="1" height="1"&gt;</description><category domain="http://www.dcredlinehomes.com/blogs/mary_lowry_smith/archive/tags/Market+Conditions/default.aspx">Market Conditions</category></item><item><title>Forget the market:  Buy a house</title><link>http://www.dcredlinehomes.com/blogs/mary_lowry_smith/archive/2011/09/01/forget-the-market-buy-a-house.aspx</link><pubDate>Thu, 01 Sep 2011 21:15:00 GMT</pubDate><guid isPermaLink="false">21e64641-170f-4391-95f9-d673887f2843:1098891</guid><dc:creator>Mary Lowry Smith</dc:creator><slash:comments>0</slash:comments><comments>http://www.dcredlinehomes.com/blogs/mary_lowry_smith/comments/1098891.aspx</comments><wfw:commentRss>http://www.dcredlinehomes.com/blogs/mary_lowry_smith/commentrss.aspx?PostID=1098891</wfw:commentRss><description>&lt;p&gt;&lt;a href="http://blogs.smartmoney.com/advice/2011/08/18/forget-the-market-buy-a-house/"&gt;Click this link to read the article from Smart Money&lt;/a&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;img src="http://www.dcredlinehomes.com/aggbug.aspx?PostID=1098891" width="1" height="1"&gt;</description><category domain="http://www.dcredlinehomes.com/blogs/mary_lowry_smith/archive/tags/Market+Conditions/default.aspx">Market Conditions</category></item></channel></rss>
